$550,000
 $2,869 est/mo Sourced by Back At You

13432 Windward Cove,Charlotte, NC 28278

Charlotte, NC 28278

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Description

Nestled on a tranquil, wooded half-acre in the sought-after Harbor Estates community, this entertainer's dream offers the rare combination of mountain-like seclusion and effortless lake living - all with NO HOA. This exceptional home offers an inviting blend of sophisticated comfort, versatile living spaces, and an entertainer's dream setting. Featuring three bedrooms, two full bathrooms, one half bathroom, multiple decks and a finished basement level bonus room, the home is designed for both relaxed everyday living and memorable gatherings. The main level opens to a generous living room crowned by vaulted ceilings and skylights, anchored by a cozy wood-burning fireplace. Sliding glass doors extend the living space outdoors to the side porch, while the open flow layout leads seamlessly into the formal dining room. The expansive kitchen is beautifully appointed with granite countertops, a classic subway tile backsplash, abundant cabinetry, breakfast bar, generous dining area and dedicated desk space. Just beyond, the composite board deck provides a peaceful setting for morning coffee, al fresco dining, or grilling while overlooking the tree-lined backyard. The main-level primary suite serves as a serene private retreat, featuring a spacious closet, an en-suite bathroom with luxurious soaking tub and separate shower. Sliding glass doors provide direct access to the side porch, which wraps around toward the living room. A guest half bathroom and laundry complete the main level for everyday convenience. Upstairs, a versatile loft area provides an ideal lounge or home office setting, complemented by two additional generously sized bedrooms and a full bathroom with a tub/shower combination - perfectly suited for family or guests. Floored attic access off the loft offers effortless additional storage. The finished lower basement level expands the home's entertaining potential with a large bonus room, built-in bar, and direct access to the backyard. This flexible space can accommodate a media room, second living area, home gym, game room, or a refined entertaining lounge. The two-car garage includes built-in shelving and a separate storage room, while an additional under-stair closet round out this home's abundant storage and functionality. Ideally positioned less than a mile from Lake Wylie and minutes from Terry's Marina and Long Cove Marina & Resort, this home offers convenient access to wet slips, dry storage, boating, and weekend recreation. Harbor Estates neighborhood borders the 1,132-acre McDowell Nature Preserve, providing a rare connection to protected natural surroundings. Enjoy easy access to RiverGate Shopping Center, Charlotte Premium Outlets, I-485, Charlotte Douglas International Airport, South Tryon, and all the recreation Lake Wylie has to offer. Experience a home where peaceful wooded views with a mountain feel and proximity to Lake Wylie come together to create a truly special everyday escape.

Details

MLS #4419903
Listing TypeFor Sale
StyleHouse
Sub-TypeResale
StatusActive
Year1988
Days On Site29
Listing Provided ByEXP Realty LLC Rock Hill | Kerry Walsh

Features

Bed(s)3
Bath(s) 3 Total
SQ Feet2,582
Garage2
BasementY
Story(s)2
Acreage0.55

Interior

CoolingCeiling Fan(s), Central Air
HeatingElectric, Heat Pump
Interior FeaturesAttic Other, Attic Walk In, Breakfast Bar, Entrance Foyer, Pantry, Storage, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator with Ice Maker, Washer/Dryer

Exterior

RoofArchitectural Shingle
Construction MaterialsWood
Foundation DetailsBasement, Crawl Space
Lot FeaturesSloped, Wooded

Parking

Garage Yes / NoYes
Parking FeaturesDriveway, Attached Garage, Garage Door Opener, Garage Faces Side, Keypad Entry

Location

Community FeaturesStreet Lights

Other

List AorGaston Association of Realtors

Taxes

Property433500

Area Information

StateNC
CountyMecklenburg
CityCharlotte
Zip Code28278
AreaMecklenburg
Community NameHarbor Estates
School DistrictPalisades
Elementary SchoolWinget Park
High SchoolPalisades
Listing VS Median (in Harbor Estates)
Price:
$550,000
low | high
Med:
$671,500
27.909090909091% of Average
sqft:
2,582
low | high
Med:
2,725
44.481022463207% of Average
$ / sqft:
$213
low | high
Med:
$245
35.075435203095% of Average
On site:
29
low | high
Med:
36.5
79.452054794521% of Average
Sourced by Back At You

Market Activity 28278

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 Listings courtesy of Canopy MLS as distributed by MLS GRID.

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Learn More About This Property

StateNC
CountyMecklenburg
CityCharlotte
Zip Code28278
AreaMecklenburg
Community NameHarbor Estates
School DistrictPalisades
Elementary SchoolWinget Park
High SchoolPalisades
Listing VS Median (in Harbor Estates)
Price:
$550,000
low | high
Med:
$671,500
27.909090909091% of Average
sqft:
2,582
low | high
Med:
2,725
44.481022463207% of Average
$ / sqft:
$213
low | high
Med:
$245
35.075435203095% of Average
On site:
29
low | high
Med:
36.5
79.452054794521% of Average
Sourced by Back At You
Nearby Listings (Within 1/2 mile)
Price: $412K - $687K
sqft: 1,500 - 3,000
Listing Updated: October 1, 2026 at 11:01:47 AM PDT